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FreeTaxUSA

Free federal filing with low-cost state returns for DIY filers

FreemiumFree federal; $15.99 stateVerified May 2026
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How it works

FreeTaxUSA offers completely free federal tax filing for any tax situation, from simple W-2 returns to self-employment and investment income. State returns cost $15.99 each. The interface is clean and efficient, with a unique outline navigation that lets you jump to any form instantly. The Deluxe tier ($7.99) adds priority live chat and unlimited amended returns, while Pro Support ($44.99) provides CPA assistance via phone and screen sharing.

Is it right for you?

Consider if you

  • You want genuinely free federal filing regardless of tax complexity
  • You are self-employed and want Schedule C included at no cost
  • You are a confident DIY filer who does not need hand-holding

Skip if you

  • People who want a dedicated mobile app experience
  • Those needing full-service 'do it for me' tax preparation

Your money and data

FreeTaxUSA is an IRS-authorized e-file provider. Bank data is accessed via read-only Plaid connection. The software guides you through a step-by-step interview and runs accuracy checks before filing.

Pros & Cons

Pros

  • Genuinely free federal filing for virtually any tax situation including self-employment
  • Flat transparent pricing with no bait-and-switch or hidden upsells
  • Supports all major IRS forms including Schedule C, crypto (1099-DA), and rental income

Cons

  • No dedicated mobile app — mobile-optimized website only
  • No live expert help in free tier (Pro Support costs $44.99 extra)
  • No direct brokerage import — must manually enter or upload PDFs of 1099s

Pricing details

Free federal · $15.99 state · Deluxe $7.99 · Pro Support $44.99 · Audit Defense $19.99

Visit FreeTaxUSA

On freetaxusa.com · We may earn a commission

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