Hippo
Tech-forward home insurance with free smart home monitoring kit
How it works
Hippo is a tech-forward home insurance broker offering policies in 37 states through partner underwriters including Spinnaker Insurance Company and Hippo Property & Casualty Insurance Company. It provides 60-second quotes and includes a free smart home monitoring kit with every policy. Standout features include 4x home office equipment coverage and proactive home maintenance reminders delivered through a highly rated mobile app.
Is it right for you?
Consider if you
- First-time homebuyers wanting a fast 60-second digital quote experience
- Remote workers who need 4x home office equipment coverage
- Tech-savvy homeowners who want a free smart home monitoring kit included
Skip if you
- People in the 13 states where Hippo does not operate
- Those who prioritize claims satisfaction and customer service over digital convenience
Your money and data
Hippo is a licensed insurance agency operating in 37 states. Quotes use a soft pull and do not affect your credit score. Policies are underwritten by Spinnaker Insurance Company and Hippo Property & Casualty Insurance Company (both A- AM Best).
Pros & Cons
Pros
- 60-second online quotes with a free smart home monitoring kit included
- 4x home office equipment coverage included as a standard feature
- Highly rated mobile app with proactive home maintenance reminders
Cons
- Only available in 37 states — not nationwide
- Very poor customer satisfaction scores — 1.08 stars on BBB and 2.0 on Trustpilot
- Slow claims processing and rising premiums are top customer complaints
Pricing details
Homeowners from ~$85/month · Sample: $400K home ~$120/month · Includes free smart home kit · 4x home office equipment coverage
On hippo.com · We may earn a commission
How we evaluate tools →