my529
top-rated Utah 529 plan for residents and out-of-state savers alike
How it works
my529 is Utah's educational savings plan, widely regarded as the nation's premier 529 plan. It offers target enrollment date portfolios in active, passive, and ESG varieties, plus static and customized portfolios using Vanguard, DFA, and PIMCO funds. The plan manages over $25 billion in assets across more than 573,000 accounts and has earned Morningstar's Gold rating for 15 consecutive years.
Is it right for you?
Consider if you
- You want the consistently highest-rated 529 plan in the United States
- You are a Utah resident seeking the state tax credit
- You want the lowest-fee customized index portfolios available
Skip if you
- Families who prefer a simple mobile app experience
- Investors who want only actively managed portfolios
Your money and data
my529 is a state-sponsored 529 plan administered by the Utah Education Savings Board of Trustees under the Utah System of Higher Education. Contributions may be eligible for a Utah state tax credit. Investments are held in a mix of age-based and static portfolios managed by Vanguard, DFA, and PIMCO, plus FDIC-insured options at Sallie Mae Bank and U.S. Bank.
Pros & Cons
Pros
- Morningstar Gold for 15 consecutive years, the only 529 plan with this record
- Customized passive option administrative fees as low as 0.090%
- Utah state tax credit of 4.45% on contributions for residents
Cons
- No dedicated mobile app for account management
- ESG and active-management portfolios cost more than passive index options
Pricing details
$0 to open · customized passive portfolios from 0.090% · no account maintenance fee
On my529.org · We may earn a commission
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