Policygenius
Multi-carrier insurance comparison marketplace with expert guidance
How it works
Policygenius is an independent online insurance marketplace that lets you compare quotes for life, home, auto, disability, and other insurance types in one place. Fill out one application and see side-by-side quotes from multiple A-rated carriers. Licensed agents are salaried, not commissioned, and provide unbiased guidance at no cost. Policygenius was acquired by Zinnia in 2023 and operates in all 50 states plus Washington, D.C.
Is it right for you?
Consider if you
- You want to compare life, home, and auto quotes from multiple carriers in one place
- You value unbiased guidance from salaried non-commissioned agents
- You are a first-time insurance buyer who needs educational resources
Skip if you
- People wanting claims advocacy and ongoing support from their broker
- Those with complex insurance needs requiring specialty or surplus-lines carriers
Your money and data
Policygenius is a licensed insurance broker in all 50 states. It compares quotes from multiple carriers without affecting your credit score. Policygenius does not sell your data to third parties.
Pros & Cons
Pros
- Compare quotes from multiple A-rated carriers with one 5-minute questionnaire
- Salaried licensed agents provide unbiased, no-pressure guidance
- Free to use with an extensive library of educational articles and calculators
Cons
- Limited to partner-network carriers — not a full-market scan of every insurer
- No claims support or advocacy after you purchase a policy
- BBB complaints cite slow response times for cancellations and policy changes
Pricing details
Free to compare quotes · Commissions paid by insurance carriers · No user fees
On policygenius.com · We may earn a commission
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