Stride Health
Free ACA health insurance marketplace for gig workers and freelancers
How it works
Stride Health is a free online health insurance marketplace built specifically for independent contractors, freelancers, gig workers, and anyone without employer-sponsored coverage. It offers the exact same ACA-compliant plans at the same prices as HealthCare.gov but with a cleaner interface and personalized plan recommendations based on your doctors, prescriptions, health conditions, and income. Stride also offers dental, vision, and life insurance to build a complete benefits package.
Is it right for you?
Consider if you
- You are a 1099 contractor, freelancer, or gig worker needing health insurance
- You want help maximizing ACA subsidies and premium tax credits
- You find HealthCare.gov confusing and want a simpler guided experience
Skip if you
- People seeking employer-sponsored group health plans
- Those wanting short-term, indemnity, or non-ACA-compliant plans
Your money and data
Stride Health is an official HealthCare.gov partner and licensed health insurance broker. It offers the same ACA-compliant plans at the same prices as the government marketplace without additional fees.
Pros & Cons
Pros
- Same ACA plans and prices as HealthCare.gov with a much better interface
- Personalized recommendations factoring in your doctors, prescriptions, and income
- 92% of users qualified for premium tax credits and subsidies in 2024
Cons
- Post-enrollment plan management is handled by the insurer, not Stride
- Renewal process has caused confusion with unintended duplicate enrollments
- No employer or group plan options — strictly for individuals and families
Pricing details
Free to use · Same premiums as HealthCare.gov · Dental from <$10/month · Vision from <$30/month
On stridehealth.com · We may earn a commission
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